The problem Budgerty is addressing…
Many online calculators are aimed at the average homebuyer, leaving professional investors to rely on complex spreadsheets, or use multiple tools to perform the in-depth analysis they need. This typically takes hours of research, requiring the slow, repetitive input of figures into spreadsheets or online forms and the use of free stamp duty calculators, most of which are only set-up to cover the common property purchases such as replacing a main residence in one specific UK region e.g. England.
Not only is it time-consuming to capture financial data one entry at a time in various worksheets and forms, but it is also challenging to create and maintain the necessary spreadsheet layouts and formulas required to process that data into a meaningful output for making investment decisions. Moreover, a static grid of numbers does little to highlight the critical cost drivers and limitations associated with a property investment.
Budgerty addresses these obstacles to financial transparency and decision-making by taking care of data consolidation, background formulas and data presentation, guiding property buyers through the purchase/investment process using minimal data entry, enabling them to focus on sensitivity analysis and decision-making using interactive dashboards.
And with the November 2025 budget raising the tax on property income by 2% across each band, it is more important than ever to be on top of your pre-tax financials.
The solution offered by Budgerty’s Advanced Property Deal Calculator…
Budgerty’s new calculator aims to save UK investors time and money, and quickly present them with the facts they need to make an investment decision.
Here are the benefits provided by the new calculator:
— Multiple strategy modelling – Investors can compare 10+ property investment strategies like BTL, BTSA, R2R and BRRR side-by-side to model costs and profits.
— Adjustable cost sliders – Investors can instantly adjust costs using sliders, to conduct sensitivity analysis easily, quickly and visually.
— Scenario & region-specific – Users may select any UK region, buying position, occupancy rate, property type and much more.
— Based on trusted data – The calculator relies on the most recent data from trusted, government sources across all UK regions for stamp duty, interest rates and more.
— Custom expenses allowed – Input any and all costs related to a property deal, from one-off mortgage fees to renovation expenses and leasing costs.
— Future profit projection – Project costs and income for 10+ years for multiple investment strategies at once.
— Visual interface – Interactive charts and graphs help investors absorb the raw data, moving in real time when figures are updated.
— Portfolio tracking – Investors can save any number of scenarios for their investment(s), and recall these later for updating and/or further sensitivity analysis.
— Custom reporting – Investors can create custom reports, choosing exactly which data points they wish to see, enabling effective communication with different stakeholders.
— Export-template creation – Investors can create reporting templates for re-use later, saving valuable time when needing to communicate information quickly.
— Excel exporting – Export data to Microsoft Excel, designed for client presentations, record keeping and communication with clients, lenders, brokers etc.
With continued growth projected for both the UK sales and lettings market, this calculator is positioned to help a new generation of investors make wiser fiscal decisions in a fraction of the time.
Typical use cases for Budgerty’s calculators…
While the calculators support property purchases across the board for anybody, these represent some typical use cases:
— First-time investors who want to compare several strategies side-by-side to see the cost/income projections over 10+ years and decide on the most cost-effective solution.
— Experienced portfolio investors who want to do away with complicated, time-consuming spreadsheets and Google searches, seeking fast and effective means to perform FP&A in one place.
— A homeowner trying to calculate total mortgage costs for a property over multiple mortgage terms across a 20+ year period, or a homebuyer wanting to understand the costs involved in a property purchase and determine their own personal budget.
— An experienced property renovator who wants to factor in all property development costs and fees, including bridging loan/mortgage repayments, before deciding to invest.
— A property buying agent working within a strict budget on behalf of their client, conducting sensitivity analysis to determine which strategy best fits the investment goals and risk profile.
— Property professionals working with homebuyers and investors, such as mortgage brokers, estate agents, solicitors and accountants, to make light work of property financials by quickly calculating and reporting data in a simple format.
— An overseas investor who wants to weigh up and compare costs/opportunities for property investment in different regions of the UK, under both freehold and leasehold terms.
Free trial & pricing
To celebrate the new launch, Budgerty is offering new users a 1-month free trial of the Advanced Property Deal Calculator. After that, the calculator is priced at just £4.99 per month, or £49.99 for an entire year, with users able to unsubscribe at any time.
Find out more
Visit https://budgerty.com/ to learn more about Budgerty’s advanced subscription calculator, or test the various free property calculators which cover UK-wide stamp duty, mortgage repayments and property affordability – all of which can be embedded into third party websites.
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Managing Director: Paul Bellis
Email: budgerty@budgerty.com
Company name: Budgerty Ltd.
Country: United Kingdom
Website: https://budgerty.com/
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About Budgerty
Budgerty is an advanced property budgeting platform for UK homebuyers and investors. They’re committed to saving users hours of time when conducting property research, replacing complex spreadsheets and google searches with user-friendly intuitive calculators you can trust. Utilising adjustable sliders and dynamic charts, 10-year forecasting and investment strategy modelling – Budgerty’s interactive calculators are the future of financial due diligence in the UK property sector.
